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  • March's Member of the Month is Fifth Third Bank

  • I offer over 24 years' experience as a residential mortgage loan officer. If you're looking to purchase or refinance a home please allow my experience to go to work at finding a solution to benefit you, your pocket book and your family.

    Rates are still at historic lows and we offer a full line of mortgage purchase programs including zero down (Rural Development and VA) to minimal down FHA & conventional. MSHDA down payment assistance and Fifth Third grant money are also available for qualified borrowers.   For seasoned homeowners let me help you determine loan strategies, escrow options, primary/ second home or rental property requirements/differences, qualifying after divorce, bankruptcy, short sale or foreclosure, refinancing out of a land contract or cash out to pay off a home equity loan and/or credit card debt. All scenarios welcome!

    In addition, Fifth Third Mortgage has one sweet deal on purchase transactions. Save an estimated $2000 (based on an $160k loan amount) on your next mortgage by combining our purchase special and automatic payment program discounts totaling 1.25 discount point credit (conditions apply). Use this credit to lower the interest rate - and your monthly payment - to save thousands over the life of the loan.

    I've always been a big believer in under-promising but over-delivering, of exceeding client expectations, and doing everything in my power to complete the mortgage process with little hassle and enjoy a stress free closing. Please feel free to call me anytime for a free consultation.

    Chip Exner
    Residential Mortgage Loan Officer
    5/3 Bank
    101 N Michigan Ave, Big Rapids, MI 49307
    Direct line: 231-592-4151

    Members of the Month are chosen each month at our Business After Hours events. To enter for a chance for your business to be chosen as Member of the Month, attend and be sure to register at this monthly event!